Bajaj Finserv has few opportunities and challenges to overcome in 2015.
Credit card loans and personal loans are two prime examples of unsecured loans that must always be avoided.
'I used to tell my wife to pack extra food in my tiffin so that I could at least offer that to my colleagues who were living on vada pav.'
An emergency fund, as the name suggests, is one in which you have three months to six months' salary.
These homes offer services that help lead a smooth retired life.
'This wipes out the entire black money in the nation in one stroke. Ninety per cent plus of the black money is kept in Rs 500, Rs 1,000 notes. What they have done is a brilliant move.'
Once a beggar, Renuka Aradhya's company has a turnover of Rs 30 crore and employs 150 people.
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